The types of commercial loan products we offer are used for the purchase and refinance of the following properties:

  • Office
  • Retail
  • Warehouse
  • Light Industrial
  • Dental
  • Medical
  • Day Care
  • Restaurants
  • Auto Service (Not Gas)
  • Some Special-Use Properties

We do not offer our commercial loan products on:

  • Gas Stationsraw land
  • Raw Land
  • Apartment Buildings
  • Housing Developments

General Criteria to Qualify for a Commercial Loan :

  • The borrower must not have ever filed a bankruptcy.
  • The minimum credit score must be a 660

To submit a commercial loan, please submit our lightning quote application along with two years of personal and business tax returns for the borrower.

We offer owner-occupied, investment commercial, and SBA 504 loans. Maximum LTV percentages range from 60-90% — Depending on the occupancy, property and commercial loan types. For additional information on LTV percentages, interest rates and loan types, please take a look at our updated rate sheet.