COMMERCIAL LOAN
The types of commercial loan products we offer are used for the purchase and refinance of the following properties:
- Office
- Retail
- Warehouse
- Light Industrial
- Dental
- Medical
- Day Care
- Restaurants
- Auto Service (Not Gas)
- Some Special-Use Properties
We do not offer our commercial loan products on:
- Gas Stationsraw land
- Raw Land
- Apartment Buildings
- Housing Developments
General Criteria to Qualify for a Commercial Loan :
- The borrower must not have ever filed a bankruptcy.
- The minimum credit score must be a 660
To submit a commercial loan, please submit our lightning quote application along with two years of personal and business tax returns for the borrower.
We offer owner-occupied, investment commercial, and SBA 504 loans. Maximum LTV percentages range from 60-90% — Depending on the occupancy, property and commercial loan types. For additional information on LTV percentages, interest rates and loan types, please take a look at our updated rate sheet.